Hospitals, doctors and clinics are helping women save money on their health care costs in a variety of ways. When it comes to health, women have historically paid a high price for receiving quality of care and the kinds of choices that allow women to have some control over their health care needs.
Now, however, more hospitals and doctors have become sensitive to the special needs of women, and have responded with more and better choices, alternative treatments and specialized programs that help women save money on health care over the short and long term. Here are some things every woman should know about health care costs.
1. You have provider options.
Limited choice insurance plans are renowned for having fewer approved providers in exchange for reduced premium fees. Many women have felt squeezed out of their favorite health care provider’s list, and forced to switch providers. But even if you have a limited choice plan, you have options.
Walk-in clinics are popping up everywhere across the country to service people who either have no insurance or who do not wish to visit one of the limited choice providers. Walk-in clinics accept most insurance payments, or out of pocket payments. They offer a broad range of services that sometimes includes ultrasounds, pap smears, EKGs and much more. So the next time you put off your doctor’s appointment because you don’t like your limited choice provider, go to a walk-in clinic instead.
2. You can get some services at home.
A growing number of physicians offer house calls. If you’re getting a service done that falls under the purview of a doctor who makes house calls, you can save a bundle by not having to check in to a hospital overnight. Common services treated by house call physicians include diagnostic services, blood tests and even ongoing in-home health care.